About Us

We are an independent private Limited Insurance Broker established for over 40 years and located in Hornchurch, Essex, on the outskirts of London. We are authorised and regulated by the FCA.

We specialise in placing Commercial Combined / Liability risks for the sole trader "handyman" to heavy high hazarous exposurers, including Asbestos Removers, Demolition Contractors and Skip Hirers, using our expertise and knowledge of the Lloyd's and authorised Company Markets, gained over that 40 year period.

Our philosophy is for bespoke solutions rather than off the shelf "fit all" products and we are therefore able to place unusual and seemingly difficult risks. Our view is that no business, large or small, necessarily fits into a neat box and as long as we can calculate risk exposure there is a solution.

Our markets are principally well established and highly rated Insurers who have long term and solid relationships with Holgate and who, on some classes, provide us with the ability to offer terms on their behalf via Binding Authorities.

We have an excellent reputation for delivering a fast professional service. Contact us to discuss your requirements in greater detail.